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Cheap Travel Insurance – Travel Insurance

PHA Travel has been offering low cost Travel Insurance since 1995.
This site provides our best selling, value for money and cheap travel insurance policies, available for online purchase from a range of reputable travel insurance companies, with the purpose being able to offer a policy to suit all circumstances. All policies are underwritten either at Lloyds of London or through international travel insurance providers.

Travel Insurance

The primary purpose of a travel insurance policy is to cover the costs of emergency medical treatment (being treatment that cannot wait until you return home) while outside the UK, however, most policies available to UK residents also offer cover for cancellation, loss or damage of personal baggage and personal liability as part of the policy.

OAPs Travel Insurance

Finding travel insurance policies that offer cover to people of pensionable age, even if they have no pre-existing medical conditions, is somewhat harder than you’d think bearing in mind the increasing numbers of retired people living fit and active lives into their 80s these days. In a lot of cases the travel insurance policies available for online purchase only offer cover to the under 65s, which keeps the price down, but does nothing for the OAP’s travel insurance needs.

Over 65s Travel Insurance

We, however, offer a range of policies designed to meet the over 65s travel insurance requirements, with the lowest cost policies, both annual multi-trip and single-trip, providing cover up to the 75th birthday but excluding pre-existing medical conditions. All of our other policies for the over 65s come with the option to include cover for pre-existing medical conditions. Long stay policies are available up to age 75, although the maximum duration is restricted based on age and destination. The oldest you can be at the time of purchase of an annual multi-trip policy is 85 and single-trip policies are available up to 100.

Cheap travel insurance

Our cheap travel insurance can provide you with coverage for emergency medical expenses, trip cancellation/interruption, baggage loss or damage, and much more. We offer travel insurance policies for a single trip, including one-way trips, long stay and winter sports holidays for online purchase at this site, our policies for annual multi-trips are available for online purchase from our sister site at www.annualtravel.com, some of which can cover most pre-existing medical conditions including cover for complications of pregnancy up to 32 weeks. Also available are policies to cover situations such as traveling while pregnant between 32 and 36 weeks, cover for any form of sporting/hazardous activity (except competitive motor sport), or having already left your country of residence, however, these policies are limited in the cover they provide and are in the main emergency medical expenses only policies.

Great value for money travel insurance from PHA Travel means you should no longer travel without travel insurance, it’s simply not worth the risk as buying travel insurance from PHA Travel is as cheap as we can make it without compromising good levels of cover which is essential to your protection.

You will get a quotation for your travel insurance within seconds, without having to supply any personal details apart from age group, only when you choose to buy the policy do you need to fill out the forms. You can buy online via a 128bit SSL secure server and you can then print out your personalised travel insurance policy documents either at the time of purchase, or later when it is more convenient for you using our policy retrieval system (Select & Citybond policies only at the moment), from anywhere in the world providing you have internet access.

Our experienced Customer Advisers are available to assist you on 0845 634 2501 Mon-Fri 0900-1730 or via e-mail to travel.info@phauk.com which normally receives a reply on the following working day.