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Whether you need a single-trip, a long stay or an annual travel insurance policy it makes sense to shop around and try to get the level of cover you need at a price that is as cheap as possible and at PHA Insurance Services Ltd we aim to provide as comprehensive a range of cheap travel insurance cover policies as we can, at the most competitive prices. To achieve this we have a variety of policies available with different levels of cover included, and these encompass a wide spectrum of requirements including low cost basic travel insurance, cover for pre-existing medical conditions, cover for hazardous sports and leisure activities, emergency medical cover for travel during pregnancy as late as 36 weeks (on the return to your country of residence), cover for one-way trips to a maximum duration of 3 months for comprehensive policies but up to 12 months for emergency medical expenses only policies, we also have policies that can be taken out if you have already left your home country, either because it slipped your mind at the time or because you find that you need to stay longer than originally planned.

We only offer certain travel insurance policies online through our websites at www.phatravel.com for single-trip and long stay policies, and www.annualtravel.com for annual multi-trip policies, as not all of our insurers make their policies available for online purchase, but the ones on offer are suitable for most of the situations in which you can find yourself when needing travel insurance, however, we do have policies from other insurers where the specific needs fall outside those covered by our online policies, for example we have a policy for motoring in Europe that can include vehicle breakdown cover.

There are advantages to purchasing a policy online through our websites, some of which include the option to buy at a time that suits yourself as our websites are available 24 hours a day every day of the year, barring technical faults, including on the day of travel, providing you haven’t already left the UK (home country in the EU for Citybond Suretravel policies), also you have the time to read the policy at your leisure to be certain it covers all your needs and if you have any queries with regard to the cover provided you can contact us on 0845 634 2501 Mon-Fri 0900-1730 or via e-mail to travel.info@phauk.com and we will endeavour to answer your queries as quickly as possible. If you have a printer you can print the policy documents at the time of purchase, or later on using our policy retrieval system, but even if you haven’t got a printer you can take a note of the policy number and the emergency contact telephone numbers which is really all you need while on your trip, providing you’ve read the policy wording and understand what is covered under the policy. So whether it’s annual travel insurance or one of the single-trip policies you are looking for we’re sure you can find something suitable from PHA.

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