,
 
This plan is only for UK & EU residents who have been resident and registered with a local doctor for at least 6 months
Short Stay up to 3 Months - Maximum Age 85 (31 days limit 76-85)
You can cover Pre-existing Medical Conditions - See Below

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SAVE £3 WHEN YOU BUY YOUR INSURANCE ONLINE
Regulated by the Financial Services Authority

If not in the UK or EU Click Here
Non-UK or EU nationals can purchase these products if you have been resident at the same address and registered with a local doctor for at least 6 months
We can send your policy details by SMS to your mobile


PRE-EXISTING MEDICAL CONDITIONS - READ THIS FIRST
To cover medical conditions - Call the Medical Screening Line: 0870 220 3937 quoting "Trip Travel" Mon-Fri 9-5.30 Sat 9-1 to declare your conditions - you will be given a medical reference number.
Or visit this web site www.healthcheck247.com. Occasionally an extra premium may be charged. Once you have a reference number you can proceed to buy online. Thank you.
Calculating your premium
Use the Calculator below and make your choice from the options presented. Feel free to experiment with different combinations, and don't forget to check Annual Travel.com where you may find cost-effective alternatives in a single policy, particularly if you travel more than once a year.
Click here to read the KEY FACTS.

Due to the sudden death of the sole director of the company, PHA Insurance Services Ltd has suspended trading.

However, you can purchase these policies direct from the insurer at www.citybond.co.uk


Use the calculator to find the best cover at the right price
Please enter details of the cover you prefer
Type of cover:
Adult,
Couple or Family 		[Help]
Adults 18-65
Adults 66-70
Adults 71-75
Adults 76-80
Adults 81-85
Number of children
2-17:
Number of infants:
** Up to 7 adults, but max adults is 2 if there are children in the party.
Start date:
End date:
Need one-way cover?
Select at least a 17 day period for the correct premium.
Destination*:

* Other than stopovers (of less than 24hrs in total) in the USA, Canada or the Caribbean while en route to or from a non-European destination, you must select all countries that you are visiting during your trip in order to get the correct premium and the cover you require. Click Here to select them.

ADULT - 18 yrs of age and over, but max 85 yrs of age at date of departure.
CHILDREN - under 18 yrs of age at date of departure and dependent cost 50% of premium when travelling with another person paying full price. Children under 2 yrs of age at departure FREE of charge.
AGE 16-17 - if travelling on their own/together, adult rate applies for the first member and children rate for the others.
FAMILY COVER - 2 adults plus their dependant children under 18 yrs at date of departure if living at home or in full time education.
NEED ONE-WAY COVER? - if you are going on a one-way ticket, you must select your Destination Country and at least 17 days to calculate the correct premium. 17 days is the minimum duration for a one-way trip, the maximum duration is 3 months up to age 75 and 31 days from age 76 to 85.
TERRORISM - with this policy you are covered for claims under Section 2 (Medical Emergency & Repatriation) and Section 14 (Personal Accident) of the policy wording, if injured as a result of terrorism, war or revolution.


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SECTION       KEY FACTS
PREMIER
ECONOMY
EXCESS
PERSONAL ASSISTANCE £250 £250 NIL
MEDICAL EMERGENCY & REPATRIATION [Help] £10,000,000 £10,000,000 £65
EMERGENCY DENTAL TREATMENT £250 £250 £65
HOSPITAL BENEFIT £800
(£25 Per Day)		 £800
(£25 Per Day)		 NIL
ADDITIONAL ACCOMMODATION & TRAVELLING COSTS £1,000 £1,000 NIL
CANCELLATION, CURTAILMENT & TRIP INTERRUPTION [Help] £5,000 £5,000 £65
TRAVEL DELAY [Help]
£20 FIRST 12 HRS, £10 EACH SUBSEQUENT 12 HRS, ABANDONMENT AFTER 12 HRS) 		£300 £300 NIL
UK DEPARTURE ASSISTANCE & MISSED UK CONNECTION £500 £500 NIL

MISSED DEPARTURE ON THE OUTWARD JOURNEY [Help]
EUROPE/OUTSIDE EUROPE

 £500/£1,000 £500/£1,000 NIL 

PERSONAL BAGGAGE [Help]

£2,000

 £200 £65
Single Article Limit (£300) (£100) £65
Total Valuables (£300) (£100) £65
Business Samples/Documents £400 NO COVER £65
BAGGAGE DELAY
(After 12 hrs)
(After 48 hrs)
£50
£50
£50
£50
 		NIL
MONEY & PASSPORT [Help] £500 £500 £65
Cash Limit (+ Under 18 yrs) £200 (£50) £200 (£50) £65 
PERSONAL LIABILITY [Help] £2,000,000 £2,000,000 £65

PERSONAL ACCIDENT [Help]

£20,000

£20,000 NIL
Death £20,000 £20,000 NIL
Loss of one or more limbs, or total irrecoverable Loss of sight in one or both eyes £20,000 £20,000 NIL
Permanent Total Disablement £20,000 £20,000 NIL
LEGAL PROTECTION [Help] £25,000 £25,000 NIL
WINTER SPORTS
(Priced at double the online premium - call 0845 634 2502 to arrange)
SKIS, SKI EQUIPMENT £500 £500 £65

SKI PASS

£250 £250 £65
SKI EQUIPMENT DELAY £300 (£15 Per Day) £300 (£15 Per Day) NIL

PISTE CLOSURE

£200 (£20 Per Day) £200 (£20 Per Day) NIL

ADVERSE WEATHER

£150 (£30 Per Day) £150 (£30 Per Day) NIL
(Figures in pounds sterling)

See EHIC Travel Tips for information on how to have medical claim excesses waived

Certain limits and qualifications apply to the policy cover. For precise cover ranges, please see the policy wording and the health conditions. All material facts must be disclosed. [Help]

See the Policy:

Click here to read the KEY FACTS
(pdf files - Get free pdf reader)

PHA Travel.com, 1173 Bristol Road South, Northfield, Birmingham, B31 2SL
Tel 0845 634 2502   Intl UK 44 845 634 2502   Fax 0845 634 2509

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PHATravel.com is a trading style of PHA Insurance Services Ltd - Registered Office: 1173 Bristol Road South, Northfield, Birmingham, B31 2SL, England, Companies House registration number 5092395 (England). PHA Insurance Services Ltd is directly authorised by the Financial Services Authority - ref. no. 418244.



PHA Insurance Services Ltd is fully committed to the FSA's Treating Customers Fairly (TCF) initiative