long stay travel insurance uk
LONG STAY plan for UK Residents Only - Long Stay 4-18 Months - Maximum Age 39
If over 39, please call 0845 634 2502 for advice.

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Regulated by the
Financial Services Authority

uk resident

If not in the UK Click Here
Non-UK nationals can purchase these products if you have been resident at the same address and registered with a UK doctor for at least 6 months
We can send your policy details by SMS to your mobile

 

THIS POLICY DOES NOT INCLUDE COVER FOR MEDICAL EXPENSES RESULTING FROM AN ACT OF TERRORISM.

Important
If you need long stay insurance to cover you for working abroad, living abroad, or one-way cover, please see below.

Due to the sudden death of the sole director of the company, PHA Insurance Services Ltd has suspended trading.

However, you can purchase these policies direct from the insurer at

Children?
Should your party include children please call us on 0845 634 2502.

Over 39?
Please call 0845 634 2502

travel insurance quote
Use the calculator to find the best cover at the right price
Number of adults:
(NB - max age is 39;
Over 39 - please call.)

Start date:
Duration:
Destination**:
**You must include all stop-overs when selecting the countries to ensure full cover. If you are going to other countries or have a stopover of more than 72 hours in a country other than the destination please Click Here to select them.

FAQ - CAN I COME HOME EARLY AND GO BACK?
Unfortunately, your cover ceases when you return to the UK even though there may be more time to run on your policy. A new policy should be arranged.
WORKING ABROAD?
With this travel insurance, you can only carry out casual work such as waitress, bar work and labouring activities on an ad-hoc basis. If you plan to work on a permanent basis on contract or other forms of employment, you will NOT be insured, contact the office on 0845 634 2502 as we have other long stay policies not available online that may meet your needs.


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extended stay travel cover
[Help] links in this table require a Javascript enabled browser
Click for: KEY FACTS
The Insurance

Extended Stay

Excess

Gold

 

Medical Expenses [Help]

£5,000,000

£75

Emergency Dental Expenses

£200

£75

Emergency Assistance

Unlimited

Nil

Sending You Home In An Emergency [Help]

£500,000

£75

Personal Accident Up To [Help]

£10,000

Nil

Death

£5,000

Nil

Death (Insureds under 16)

£1,000

Nil

Personal Liability [Help]

 

£1,000,000

£250

Legal Expenses [Help]

£15,000

Nil

Missed Departure [Help]

£500

£50

Personal Belongings [Help]

£500

£50

Single Article Limit *No cover for valuable items

*£100

£50

Valuables Limit

No Cover

£50

Cash Limit

£100

£50

Cancellation and Curtailment [Help]

£750

£50

Travel Delay

No Cover

Nil

Abandonment

£750

£50

Hospital Benefit [Help]

£500

Nil

(Figures in pounds sterling)

Pre-existing conditions are not covered by this policy. If you wish to cover pre-existing conditions, please call 0845 634 2502.

See EHIC Travel Tips for information on how to have medical claim excesses waived

Certain limits and qualifications apply to the policy cover. For precise cover ranges, please see the policy wording and the health conditions. All material facts must be disclosed. [Help]

See the Policy:

Policy Summary - KEY FACTS
(pdf files - Download Acrobat Reader)


Claims Advice - What to do
Emergency Assistance
Non-urgent Claims, Losses & Liabilities

PHA Travel.com, 1173 Bristol Road South, Northfield, Birmingham, B31 2SL
Tel 0845 634 2502   Intl UK 44 845 634 2502   Fax 0845 634 2509

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PHATravel.com is a trading style of PHA Insurance Services Ltd - Registered Office: 1173 Bristol Road South, Northfield, Birmingham, B31 2SL, England, Companies House registration number 5092395 (England). PHA Insurance Services Ltd is directly authorised by the Financial Services Authority - ref. no. 418244.

PHA Insurance Services Ltd is fully committed to the FSA's Treating Customers Fairly (TCF) initiative