UK Trip Travel Insurance - Quote for Holiday and Business Cover from PHA

SHORT STAY plan UK Residents Only Short Stay up to 4 Months Max Age 69 - To 31 Days Max to Age 74

Home Page UK Page FAQ's	SAVE £3 WHEN YOU BUY YOUR INSURANCE ONLINE	Regulated by the Financial Services Authority If not in the UK Click Here Non-UK nationals can purchase these products if you have been resident at the same address and registered with a UK doctor for at least 6 months	We can send your policy details by SMS to your mobile

THIS POLICY DOES NOT INCLUDE COVER FOR MEDICAL EXPENSES RESULTING FROM AN ACT OF TERRORISM.

Calculating your premium

Due to the sudden death of the sole director of the company, PHA Insurance Services Ltd has suspended trading.

However, you can purchase these policies direct from the insurer at

Use the Calculator below and make your choice from the options presented. Feel free to experiment with different combinations, and don't forget to check Annual Travel.com where you may find cost-effective alternatives in a single policy, particularly if you travel more than once a year.

Use the calculator to find the best cover at the right price

Please enter details of the cover you prefer

Type of cover:
Number of adults:**
Number of children (age 2-17):
Number of infants:
Up to 7 adults, but max adults is 2 if there are children in the party.**
Start date:
End date:	(see below if trip is One-Way)
*Destination:** * You must include all the countries you are visiting to ensure full cover. However, a stopover of less than 72 hours en route to your destination country is included and does not need to be selected, please Click Here to select them.

NEED ONE-WAY COVER? - Please select your Destination Country and a duration of 5 days to calculate the correct premium. 5 days is both the minimum and maximum duration for a one-way trip.
ADULT - 18 yrs of age and over, but max 74 yrs of age at date of departure.
CHILDREN - under 18 yrs of age at date of departure and dependent cost 50% of premium when travelling with another person paying full price. Children under 2 yrs of age at departure FREE of charge.
This policy can be purchased for infants/children travelling without an accompanying adult. However, all reasonable care to ensure their safety (e.g. seeing them onto a plane and having them met at their destination) must have been taken by the parent/guardian or any claim may be invalidated. When children are travelling unaccompanied by an adult, the first child pays full adult price, other children receive the normal discounts
FAMILY COVER - any 2 adults plus up to any 5 children (not necessarily your own dependent children / under 18 yrs at date of departure).

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Losses & Liabilities

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Click for: KEY FACTS The Insurance	Single Trip		Excess
Click for: KEY FACTS The Insurance	Gold	Platinum
Medical Expenses [Help]	£5,000,000	£10,000,000	£75
Emergency Dental Expenses	£200	£200	£75
Emergency Assistance	Unlimited	Unlimited	Nil
Sending You Home In An Emergency [Help]	£500,000	£2,000,000	£75
Personal Accident Up To [Help]	£10,000	£25,000	Nil
Death	£5,000	£5,000	Nil
Death (Insureds under 16)	£1,000	£1,000	Nil
Personal Liability [Help]	£1,000,000	£2,000,000	£250
Legal Expenses [Help]	£15,000	£15,000	Nil
Missed Departure [Help]	£500	£1,000	£50
Personal Belongings [Help]	£500	£2,000	£50
Single Article Limit *No cover for valuable items	*£100	£150	£50
Valuables Limit	No Cover	£200	£50
Cash Limit	£100	£150	£50
Cancellation and Curtailment [Help]	£750	£3,000	£50
Travel Delay [Help]	No Cover	£300	Nil
Abandonment	£750	£3,000	£50
Hospital Benefit [Help]	£500	£2,000	Nil
Business Cover - Additional Benefits (Applicable only where the additional premium has been paid)
Business Equipment Single Article Limit	No Cover	£1,000 £500	£50
Delayed Business Samples	No Cover	£250	Nil
Delayed Business Equipment	No Cover	£500 £250 emergency courier of business equipment £150 per day max £500 hire/alternative equipment	Nil
Business Money	No Cover	£250	£50
Computer Equipment	No Cover	£1,000 Subject to 15% co-insurance	£50
Replacement Employee	No Cover	£3,000	£50

(Figures in pounds sterling)

Pre-existing conditions are not covered as standard with this policy but see Trip Cover with Pre-existing Conditions or Medi-Cover.

See EHIC Travel Tips for information on how to have medical claim excesses waived

Certain limits and qualifications apply to the policy cover. For precise cover ranges, please see the policy wording and the health conditions. All material facts must be disclosed. [Help]

See the Full Policy:

Policy Summary - KEY FACTS
(pdf files - Download Acrobat Reader)

PHA Travel.com, 1173 Bristol Road South, Northfield, Birmingham, B31 2SL
Tel 0845 634 2502 Intl UK 44 845 634 2502 Fax 0845 634 2509

PHA Insurance Services Ltd is fully committed to the FSA's Treating Customers Fairly (TCF) initiative