UK Winter Sports Travel Insurance - Holiday Cover from PHA

WINTER SPORTS plan UK Residents Only - Short Stay to 4 Months Max Age 69 - To 31 Days Max Age 74

Home Page UK Page FAQ's	Regulated by the Financial Services Authority If not in the UK Click Here Non-UK nationals can purchase these products if you have been resident at the same address and registered with a UK doctor for at least 6 months	We can send your policy details by SMS to your mobile
Premiums quoted include £3 online discount - Gold Cover

THIS POLICY DOES NOT INCLUDE COVER FOR MEDICAL EXPENSES RESULTING FROM AN ACT OF TERRORISM.

SAVE £3 WHEN YOU BUY YOUR WINTER SPORTS TRAVEL INSURANCE ONLINE

Included
The Select Winter Sports Travel Insurance policy includes certain sporting activities which other policies often exclude as they are considered too dangerous. This policy includes cover for the following
Skiing - Land Skiing - Mono Skiing - Cross Country Skiing - Heli-Skiing - Off Piste Skiing
Snowboarding - Ski Boarding - Snowmobile - Sledging - Luging - Tobogganning - Ice Skating
Please refer to PHA with any other Winter Sports activity

Due to the sudden death of the sole director of the company, PHA Insurance Services Ltd has suspended trading.

However, you can purchase these policies direct from the insurer at

Use the calculator to find the best cover at the right price

Type of Cover
**Number of adults:
Number of children (2-17):
Number of infants:
Up to 7 adults, but max adults is 2 if there are children in the party.**
Start date:
End date:
*Destination:** * You must include all stop-overs when selecting the countries to ensure full cover. If you are going to other countries or have a stopover of more than 72 hours in a country other than the destination please Click Here to select them.

Infants - Free under 2 yrs at departure
Children 2 to 17 - 50% of premium when travelling with another person paying full price
Family Rate - up to 2 adults & up to any 5 dependant children (under 18 yrs at age of departure)
This policy can be purchased for infants/children travelling without an accompanying adult. However, all reasonable care to ensure their safety (e.g. seeing them onto a plane and having them met at their destination) must have been taken by the parent/guardian or any claim may be invalidated. When children are travelling unaccompanied by an adult, the first child pays full adult price, other children receive the normal discounts
18 - 74 yrs of age - Premium as above
any queries - Refer to PHA: 0845 634 2502

- (this site is same sex friendly)

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Click for: KEY FACTS The Insurance	Single Trip		Excess
Click for: KEY FACTS The Insurance	Gold	Platinum
Medical Expenses [Help]	£5,000,000	£10,000,000	£75
Emergency Dental Expenses	£200	£200	£75
Emergency Assistance	Unlimited	Unlimited	Nil
Emergency Repatriation [Help]	£500,000	£2,000,000	£75
Personal Accident Up To [Help]	£10,000	£25,000	Nil
Death	£5,000	£5,000	Nil
Death (Insureds under 16)	£1,000	£1,000	Nil
Personal Liability [Help]	£1,000,000	£2,000,000	£250
Legal Expenses [Help]	£15,000	£15,000	Nil
Missed Departure [Help]	£500	£1,000	£50
Personal Effect & Baggage [Help]	£500	£2,000	£50
Single Article Limit *No cover for valuable items	*£100	£150	£50
Valuables Limit	No Cover	£200	£50
Money in Cash	£100	£150	£50
Cancellation and Curtailment [Help]	£750	£3,000	£50
Travel Delay [Help]	No Cover	£300	Nil
Abandonment	£750	£3,000	£50
Hospital Additional Cash [Help]	£500	£2,000	Nil

Piste Closure	No Cover	200	Nil
Avalanche	No Cover	100	Nil
Ski Hire	No Cover	500	Nil

(Figures in pounds sterling)

Pre-existing conditions are not covered as standard with this policy. If you wish to cover pre-existing conditions, please go to

See EHIC Travel Tips for information on how to have medical claim excesses waived

Certain limits and qualifications apply to the policy cover. For precise cover ranges, please see the policy wording and the health conditions. All material facts must be disclosed. [Help]

See the Policy:

Policy Summary - KEY FACTS
(pdf files - Download Acrobat Reader)

Claims Advice - What to do Emergency Assistance
Non-urgent Claims, Losses & Liabilities

PHA Travel.com, 1173 Bristol Road South, Northfield, Birmingham, B31 2SL
Tel 0845 634 2502 Intl UK 44 845 634 2502 Fax 0845 634 2509

PHATravel.com is a trading style of PHA Insurance Services Ltd - Registered Office: 1173 Bristol Road South, Northfield, Birmingham, B31 2SL, England, Companies House registration number 5092395 (England). PHA Insurance Services Ltd is directly authorised by the Financial Services Authority - ref. no. 418244.

PHA Insurance Services Ltd is fully committed to the FSA's Treating Customers Fairly (TCF) initiative